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Auburn University has a self insured group health insurance program for Full-Time University Employees with Blue Cross/Blue Shield of Alabama acting as an administrator for the processing of medical claims and American Behavioral providing mental health and substance abuse coverage. Below is a brief summary of the health insurance benefits.
Active full-time, non-student employees are eligible if the most recent appointment period is continuous for a minimum of one year (nine or twelve months as appropriate to the appointment). The university also offers Health insurance to all employees who work an average of 30 or more hours per week over a measurement period.
Student employees and part-time employees who are not benefits eligible, but work an average of 30 hours or more weekly (1,560 hours/year) during a 12-month period will be ACA-eligible for the Auburn University Health Plan. In addition, part-time employees who are reasonably expected to work 30 hours a week for the first 90 days will be ACA-eligible for Auburn University Health Plan. Participation in the program is optional. There is no waiting period for pre-existing conditions.
New employees must enroll within the first 30 days of employment. Others may apply for enrollment during the annual open enrollment period of November 1 through November 30.
Summary of Health Benefits and Coverage
2018 Summary of Health Benefits and Coverage
Health Benefit Booklet/Summary of Plan Descriptions
2018 Health Benefit Booklet
Ages 35 or older
High blood pressure
Diabetes
History of previous premature births
Multiple births (twins, triplets, etc.)
If you enroll in the Baby Yourself Program during the first sixteen weeks of your pregnancy your employer will waive the inpatient deductible of $200 for the delivery of your baby.
If you are traveling outside of the United States and are a participant in the Auburn University Health Plan you carry your healthcare benefits with you through BlueCard Worldwide. Blue Cross and Blue Shield of Alabama partners with the other Blues to provide this service for you and the covered members of your family at no additional charge. Please call Customer Service at 1-800-633-8052 for more information before you travel.
BlueCard Worldwide Brochure
BlueCard Worldwide Brochure - Español
If you are traveling outside the United States on University business you will need to coordinate that travel with the Office of International Programs. Please review the section on Travel Requests (RAT-50) for information on International Travel Request Policy and Procedure. Upon completion of the RAT-50 you will be enrolled in MEDEX International Travel Insurance program. Please contact the OIP office at 334-844-5001 for more information.
Standard Insurance, our provider for Group Life Insurance and Optional Voluntary Life and Accidental Death & Dismemberment (AD&D), also provides Travel Assistance to all employees who are covered by the Group Life Insurance. If you, or any member of your immediate family (including children up to age 26), are travelling more than 100 miles from home, including internationally, then FrontierMEDEX can help you with any problems you may encounter. Please see the MedEx Employee Brochure for details of the services provided and print the card from page seven to carry with you when you travel.
Employees approved for leave under the FMLA will be permitted to continue their group health insurance coverage with no change in premium in accordance with the University's policy and procedures.
Upon termination of employment an employee and his/her dependents will be covered for the time period for which his/her last premium was deducted. Coverage shall cease automatically and without notice unless coverage is continued under COBRA.
The coverage of the spouse of an employee shall terminate automatically and without notice as of the date of divorce or other termination of the marriage, and on such date the spouse shall cease to be a member unless coverage is continued under COBRA.
The coverage of a child as a member shall terminate automatically and without notice as of the date such child ceases to be dependent unless coverage is continued under COBRA.
Self = Employee Only; EE + Sp = Employee plus Spouse (or Sponsored Adult Dependent); EE + Ch = Employee plus Child(ren) (including Sponsored Child Dependents); Family = Employee plus Spouse (or Sponsored Adult Dependent) and any enrolled Child(ren) (including Sponsored Child Dependents).
All premiums deductions are on a pre-tax basis except where not permitted by State and/or federal regulations for Sponsored Adult and/or Sponsored Child Dependents.
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