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Health Insurance
Auburn University has a self insured group health insurance program for Full-Time University Employees with Blue Cross/Blue Shield of Alabama acting as an administrator for the processing of medical claims and American Behavioral providing mental health and substance abuse coverage. Below is a brief summary of the health insurance benefits.
Eligibility
Active full-time non student employees are eligible if the most recent appointment period is continuous for a minimum of one year (nine or twelve as appropriate to the appointment). Participation in the program is optional. There is no waiting period for pre-existing conditions.
Enrollment
New employees must enroll within the first 30 days of employment. Others may apply for enrollment during the annual open enrollment period of November 1 through November 30.
Cost
The university contributes a portion of the bi-weekly or monthly premium. The employee's share is deducted from his/her paycheck and is exempt from Federal, State, and FICA/Medicare Taxes.
Tobacco Surcharge
All Auburn University employees enrolled in the Group Medical plan are charged a $20.00 per month tobacco surcharge. However, non-tobacco users can have the $20.00 surcharge waived by certifying that they (and their spouse, if the spouse is covered as a dependent) have not used tobacco products within the last 12 months. Employees must certify their tobacco status to the Payroll & Employee Benefits Office to qualify for the waiver.
Continuation of Coverage through COBRA
Continuation of your group health benefits as provided by the Consolidated Omnibus Budget Reconciliation Act of 1986 is available for employees, spouses, and dependents after certain qualifying events occur. Additional information including cost and application for applying for coverage is available at the Payroll and Employee Benefits office.
Continuation of Coverage through Family Medical Leave Act
Employees approved for leave under the FMLA will be permitted to continue their group health insurance coverage with no change in premium in accordance with the University's policy and procedures.
Termination of Coverage
- Upon termination of employment an employee and his/her dependents will be covered for the time period for which his/her last premium was deducted. Coverage shall cease automatically and without notice unless coverage is continued under COBRA.
- The coverage of the spouse of an employee shall terminate automatically and without notice as of the date of divorce or other termination of the marriage, and on such date the spouse shall cease to be a member unless coverage is continued under COBRA.
- The coverage of a child as a member shall terminate automatically and without notice as of the date such child ceases to be dependent unless coverage is continued under COBRA.
2012 Deduction Amounts
Effective 01-01-2012
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Salary Under 26,700 |
Salary 26,700 - 39,999 |
Salary equal to/over 40,000 |
| |
Self |
EE + Sp |
EE + Ch |
Family |
Self |
EE + Sp |
EE + Ch |
Family |
Self |
EE + Sp |
EE + Ch |
Family |
| Biweekly |
42.28 |
86.68 |
80.34 |
93.02 |
63.42 |
130.02 |
120.50 |
139.53 |
84.56 |
173.35 |
160.67 |
186.04 |
| Monthly |
91.61 |
187.79 |
174.06 |
201.54 |
137.41 |
281.69 |
261.09 |
302.31 |
183.21 |
375.59 |
348.11 |
403.08 |
| 18-pay |
61.07 |
125.20 |
116.03 |
134.36 |
91.61 |
187.80 |
174.05 |
201.54 |
122.14 |
250.40 |
232.07 |
268.71 |
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