Employee Disability Group & Supplemental Plans
Disability - Group Plan
Eligibility
Full time non-student employees are eligible if the most recent employment period is continuous for a minimum of one
year--nine or twelve months as appropriate to the appointment. Coverage is effective on the date that employee has been actively at work for one full year from the date of most recent employment.
Coverage
The plan consists of two parts.
- Salary Continuation during the first six (6) months of disability
- Long Term Disability Insurance beginning at the end of the 6 month period.
Both parts provide coverage up to 60% of the employee's salary with a maximum amount of $7,000 per month and a minimum of $100.00.
Both parts are subject to the "Non-duplication Off-set Provision." This provision requires that any payment through Social Security, Teachers' Retirement, etc., must be coordinated with disability payments from the plan. This coverage is provided by the University at no cost to the employee.
Definition of Disability
For the purpose of the insurance, total disability means: if during the first two years of any period of disability, a person is unable to perform the duties of his/her occupation. During the
continuation of the period of disability beyond two years, the person is unable to engage in any business or occupation or to perform any work for compensation, gain, or profit for which he/she is reasonably fitted by education, training, or experience.
Supplemental Disability - Individual Plan
Eligibility
All full time employees are eligible to participate in this supplemental disability insurance plan on a voluntary basis.
This supplement plan gives Auburn University employees the opportunity to complete their disability insurance program in
accordance with their individual financial needs. It provides coverage during the one-year waiting period before the group plan takes effect; and,since it would not be coordinated with the group plan, provides additional monthly benefits during the total period of disability
The employee is responsible for the cost of the coverage. Further information may be obtained by e-mailing
Cathy Colquett
of
Johnson
Sterling Paul Consulting, Inc.
or by calling locally 334-887-5533 or outside the local area 1-866-887-5533.
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