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Cancer Insurance
Auburn University offers a choice of two cancer insurance plans both of which are fully funded by employee premiums. The primary purpose of cancer insurance is to assist with the non-medical costs associated with cancer. These policies pay benefits directly to the employee unless assigned to a doctor or hospital, regardless of any other insurance coverage in effect. This provides extra resources to help offset any financial loss experienced during this period. Participation in the program is optional. Benefits are provided by Colonial Life Insurance Company.
Eligibility
Active full-time non student employees are eligible if the most recent appointment period is continuous for a minimum of one year (nine or twelve as appropriate to the appointment).
Enrollment
New employees must enroll within the first 30 days of employment. Others may apply for enrollment during the annual open enrollment period of November 1 through November 30. Additional information and enrollment forms may be obtained from Cathy Colquett at 334-887-5533 or 800-451-6861.
Cancer Comparison: Level I and Level II
| | Value Plan | Expanded Plan |
|---|
| | Colonial
Level I | Colonial
Level II |
|---|
| First Occurrence |
n/a |
$2,000 |
| Wellness Benefit Screening Per Year |
$25 |
$75 |
*Hospital Confinement
Payable per day
After 30 days
|
$100
$200
|
$200
$400
|
*Radiation/Chemo
Payable per day
|
$100
|
$200
|
*Anti-Nausea Benefit
Payable per day
|
$20
|
$40
|
| Transportation |
$.50 per mile |
$.50 per mile |
| Lodging |
$75 per day |
$75 per day |
*Surgical/Anesthesia
Maximum per procedure |
$2,500
|
$3,000
|
| *Nursing Services |
$150 |
$150 per day |
*Bone Marrow Transplant
Life time maximum |
$10,000
|
$10,000
|
*Blood/Plasma
Per day
Maximum
|
$200
$10,000/yr
|
$200
$10,000/yr
|
*Stem Cell Transplant
Maximum Life time
|
$1,000
|
$1,000
|
*Extended Care Facility
Per day
|
$100
|
$100
|
Look back period -
Cancer Free
|
5 years
|
5 years
|
* Limited to amount charged
Premiums
| | Level I | | Level II |
|---|
| | Self | 1-Parent
Family | Family | | Self | 1-Parent
Family | Family |
|---|
| Biweekly |
5.30 |
6.00 |
9.00 |
|
10.57 |
11.54 |
17.54 |
| 12-month |
11.50 |
13.00 |
19.50 |
|
22.90 |
25.00 |
38.00 |
| 9-month |
7.66 |
8.66 |
13.00 |
|
15.27 |
16.67 |
25.34 |
All premium deductions are on a pre-tax basis.
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